Canada

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Canada is the biggest nation in North America and comprises of 10 regions and 3 domains. It is situated in the northern piece of the mainland, and the capital of Canada is Ottawa. It is the second biggest nation on the planet region savvy. It is a well known destination for professional and confirmation courses.

Education System

The educational systems in Canada are not the same as one another, contingent upon the territory or region. Instruction is accessible in both English and in French in many spots, gave there are sufficient students here talking the optional dialect. Secondary school is regularly till evaluations nine to 12. In Québec, secondary school closes in review eleven and is trailed by a program that readies the student for college or a specialized field called CEGEP.

Past this, students can go to either professional schools or enter a college. At a college they will first gain a Bachelor's degree, and can proceed with studies to get a Master's or a Doctorate degree. Professional students will procure declarations and recognitions that will help enhance their abilities in the different exchanges.

Study abroad in Canada student destinations:

Colleges like McGill University, The University of British Columbia, University of Albert and Simon Fraser University are mainstream decisions in the event that you need to seek after a full time scholastic degree. The vast majority of the best universities in the nation are arranged in urban areas like Toronto, British Columbia, Montreal. The quantity of Canadian student visas issued to Indian students hopped to more than 12,000 in 2010, from 3,152 in 2008.

Canada is the favored destination for professional studies as opposed to degree courses as the previous appear to give more business open doors. Canada is a decent decision for migration as the nation offers massive extension for work inferable from its low populace thickness.

The most prominent higher study courses in Canada would be postgraduate confirmations in zones like Business Management, Media, Engineering, Computer Science and Hospitality.

Security in Canada:

Canada is one of the most secure nations, with one of the most noteworthy ways of life on the planet. Canada is a free nation where individuals are, all around, judged on their activities and character, instead of their appearance or nation of source.

Climate

Climate in Canada changes generally relying upon where you are. Canada extends from the Pacific to Atlantic Ocean, covering five time zones.

Montreal Weather - The climate here in winter is icy and blanketed. The frosty in Montreal can be particularly gnawing as a result of the wind-chill variable. Snowfall typically starts in November and proceeds through March. Amid winter months, the daytime temperatures are between - 6°C to - 15°C. Summer temperatures range from 15°C to 25°C.

Toronto Weather - The climate here in winter is milder than most Canadian urban communities, yet still cool and frigid. Summer temperatures range from 15°C to 25°C. Amid winter months, the daytime temperatures are between - 10°C to 12°C.

Vancouver Weather - It stays wet, yet gentle as the year progressed. Summer in Vancouver is enjoyably warm with a normal temperature of 22°C. Winters are wet, yet snow is uncommon. Normal every day temperatures in winters range from 3°C to 7°C.

Way of life tips

Canadians are known not receptive and glad for their multicultural and differing populace. Like whatever other nation, Canadians have particular desires of conduct. Here are a couple tips:

  • Be on schedule for both expert and social events
  • Be aware in discussion and conduct
  • Canadians trust in correspondence between sexes, so show admiration to the inverse sex
  • Try not to break jokes or make remarks that are offending to individuals' race, religion, sexual orientation, handicap, sexual introduction or appearance
  • Dodge individual inquiries regarding things like age, pay, conjugal status, connections, and the expense of individual things until you are all around familiar with individuals

Dialect issues: Living in a general public where you need to utilize English or sometimes French consistently can be trying at first. Some dialect issues you might at first experience when you arrive are:

You may not comprehend the nearby complement immediately. Provincial inflections fluctuate extraordinarily in Canada. Give yourself time to get used to the nearby emphasize.

Canadians may not comprehend you immediately. You will likewise have your own articulation. Talk gradually and don't be timid about requesting that others talk gradually on the off chance that you are having some major snags understanding them.

Canadians utilize a considerable measure of slang in their discourse and it may take you eventually before you see every last bit of it.

Cleverness is a vital piece of Canadian English. This ought to be deciphered as an indication of agreeableness, not slight.

Canadians utilize loads of contraction in their discourse (for instance, TA for Teachers Assistant or Poli Sci for Political Science). In the event that you don't comprehend something, essentially solicit the significance from it.

Support: It is important to partake in all exercises amid your classes. You may be requested that take an interest in class dialogs, gathering work or different exercises. It is imperative to take an interest outside of the classroom too. This will give you numerous chances to rehearse your English aptitudes in various settings.

Making companions: Try not to be timid. Keep in mind that making companions is vital to everybody in their first year of college. Saying "please" and "thank you" are imperative Canadian traditions, and your connections will enhance on the off chance that you express your appreciation and gratefulness to people.

2. Student life

Accommodation

Firstly, you have to choose whether you need to live in college oversaw settlement, or with a private proprietor. Picking college oversaw settlement can likewise give you a cooked or self-provided food choice. Provided food settlement offers the advantages of your suppers being cooked for you and a level of assurance with dinner expenses.

In the event that you have a thought regarding what you lean toward, the settlement office at your college will have the capacity to let you know what convenience they have accessible - so that is the spot to begin. In the event that you are considering leasing from a private landowner or if your picked college can't offer you anything in its own private office, the convenience office ought to have the capacity to furnish you with a rundown of private properties and landowners in the range.

Wherever you decide to live, you ought to verify that you know your contractual rights and obligations. By and large you will be requested that go into an occupancy assention, which you ought to peruse altogether before you sign it.

Introduction

Introduction week is compulsory for worldwide students so you need to make sure and land before it begins. This is the time where you will be acquainted with the college and its administrations, and in addition select in your classes. It is crucial that you read your manual, which is given by the school. The aide clarifies every piece of the confirmation process.

Exercises

Alongside games, universities offer additional curricular exercises that give students an extensive variety of encounters. Music, dramatization, science and artistic social orders in schools offer open doors for outside training and other recreation exercises. Visits to theaters and shows, and to puts pertinent to the courses of study, for example, workmanship exhibitions and galleries, religious focuses or recorded locales, logical organizations and undertakings are all piece of school life.

3. Admission process

Requirements

These shift between study projects and levels. For every course, Indian students will need to meet a base English dialect necessity. Alongside that a base scholastic record of 65% or more for humanities stream in class XII, and 70 - 80% or more for Science/Commerce stream in class XII will likewise be needed. Establishments and Diploma projects are accessible for students who have secured beneath 60%. The student ought to have finished 18 years old before joining a degree program.

It is imperative to note that these numbers are only for reference reason, the genuine numbers may contrast from college to college.

The accompanying reports likewise should be submitted :-

  • Validated duplicates of imprint sheets of Standard X, XII, and the Bachelors degree (if pertinent)
  • No less than, two scholarly reference letters from educators who have taught you most as of late
  • On the off chance that you have work encounter then two letters of proposal from the executive/director who knows you well and can remark on your expert capacities
  • Mission statement (SOP)
  • Resume
  • Photocopied score reports of GMAT/IELTS/TOEFL
  • Portfolio (in the event of Students seeking workmanship and configuration courses & construction modeling projects)
  • Others (testaments/accomplishments at the state and national level and extracurricular exercises)
  • Verification of stores
  • Therapeutic Tests

Timeline

Most Canadian schools acknowledge online applications. You will need to visit every school's site to apply. By and large, you will need to make a record on the school site to give your fundamental data, present the filtered form of your reports, and pay application charges. You will be educated about the application process and stages through this record.

If you don't mind allude to the site of the universities of your decision to know the procedure of applying as it may vary from foundation to initiate.

Application charge: All schools oblige that you pay an application expense while applying. The charge sum will vary contingent on the school and course being connected to, so check with individual universities about their application expense.

Steps: The normal strides to requisitioning confirmation are as take after -

  • Look for schools and courses
  • Contact schools and visit sites for data
  • Limited down your rundown of schools
  • Take the placement tests like SAT, GMAT, GRE, TOEFL, IELTS
  • Compose SOPs and request LORs
  • Apply to the schools which fit your hobbies
  • Show up for feature meetings of the schools that shortlisted you
  • On the off chance that acknowledged, seek student visa

SOP: A Statement of Purpose (SOP) is first experience with the school and affirmation officers. It is constantly composed in first individual and portrays the purpose behind applying to a specific school. It needs to highlight why you are an impeccable fit for the school and why the school ought to acknowledge you. The style of composing could vary from formal to easygoing, yet it is essential to recollect that it ought to mirror your identity too.

Article: Essays are likewise needed to be put together by an imminent student. Articles are a critical piece of the college confirmations process. Students may be obliged to compose maybe a couple expositions, alongside a couple of discretionary articles as well. Basic subjects incorporate vocation goals, qualities and shortcomings, abilities, encounters, and explanations behind considering a specific school.

LOR: A letter of proposal (LOR) is a reference letter composed by an outsider portraying the qualities, attributes, and abilities of the planned student to prescribe him to the school regarding that singular's capacity to perform a specific errand or capacity. The outsider could be an educator, direct administrator and so forth.

Admission seasons

The session begins predominantly in September and January however a few organizations have admissions in May, July and October also. The Major admission season for the top courses in Canada is September, while the minor admission season is January, which is implied for a genuinely little number of courses.

You ought to begin your affirmation prepare around six months prior to the application due date. Normally most colleges have three due dates, from October to January. It is up to the accommodation of the students, which due date to go for. You ought to be finished with your dialect and bent tests by three months prior to the due date. The most recent three months ought to be committed to rounding out the application frame legitimately.

It is key to guarantee that the 'complete application process' alongside showing up for meetings and visa application system ought to be finished by June or July for the September consumption.

The primary admission season for top schools and courses is the fall season i.e. September. It relies on upon what course you are hoping to seek after, in light of the fact that numerous courses don't have the January admissions.

In the event that you are hoping to get induction into professional courses, then a few courses may have affirmations open in January and maybe even May or July.

Exams

Language exams

The International English Language Testing System (IELTS), Test of English as a Foreign Language (TOEFL) and Pearson Test of English (PTE) are all standardised language tests, which are required to be taken for the purpose of getting admission into colleges. These follow different formats, structure and result bands. These tests are all different in various ways but many colleges ask for any one of the results. So it's up to the student to decide which exam to appear for.

Repetition of exams: IELTS can be taken unlimited number of times. TOEFL can be retaken as many times as desired, but cannot be taken more than once in a 12-day period. Same holds true for PTE; it can be taken as many times as one wishes to. You must wait to receive your scores before you can book your next test to study in Canada.

Fee: The fee for these exams is Rs 9,300 for IELTS, Rs 10,000 for TOEFL and Rs 9,350 for PTE.

Time to apply: Ideally, if you are aiming at the September intake you should appear for these exams by November, so that you can apply before the 1st deadline. The universities you will be applying to will mention which exam results they will accept. But if they give a choice to go for either of these, then the choice depends on you. The time required to prepare for IELTS/TOEFL/PTE would depend on the existing English language proficiency. You may require 2 to 4 months of preparation before the exam date.

General exams

GMAT - The Graduate Management Aptitude Test is used to measure the abilities of the potential MBA aspirant to undertake higher education in the field of business or management. It measures mathematical, english, and reasoning skills of the student.

GRE - The Graduate Record Examination is another test required to be taken by students applying to graduate schools to pursue MA or MS. Increasingly, many business schools are also accepting GRE scores for the purpose to granting admission for MBA.

LSAT - The Law School Admission Test is a standardised test and is an integral part of the law school admission process. It provides a measure of reading and verbal reasoning skills that law schools can use in assessing applicants.

SAT - The Scholastic Assessment Test measures literacy and writing skills that are needed for academic success in college. This test assesses how well the test takers analyse and solve problems — skills they learnt in school that they will need in college. SAT is typically taken by high school students to get into undergraduate courses.

The university you will be applying to will mention which exam results will be applicable for the course of your choice. But if they give a choice to go for either of these, then the choice depends on you.

Repetition and Fee: You can give GMAT unlimited number of times, subject to five times a year and a gap of 30 days between two tests. You can take these tests with a gap of 30 days from the first time. The cost of GMAT is Rs 16,000, GRE is Rs 12,000 and LSAT is Rs 3,800.
Ideally, if you are aiming at the September intake you should appear for these exams by November, so that you can apply before the 1st deadline. The preparatory duration generally ranges from 4 to 6 months.

Average Scores: The average GMAT score accepted across universities is 540. Average GRE score is 155 for Verbal, 167 for Quantitative and 5.0 for Writing. Average LSAT score accepted across universities is 162.

It is important to note that these numbers are just for reference purpose, the actual scores may differ from university to university.

4. Cost of living

The cost of living depends heavily on what part of Canada will you be living in along with how much you will socialise. Some of the basic elements for living as an international student in Canada are:

  • Accommodation rent ( on campus or off campus )
  • Groceries and food
  • Utilities like electricity, water, gas, internet
  • Phone bills
  • Text and reference books

Other elements which may differ from person to person would be:

  • Dinning out
  • Travel and Vacation
  • Car rent and Car insurance
  • Cable TV connection

School expenses

The educational cost charge fluctuates as indicated by distinctive colleges, courses and the city. The educational cost costs in Canada may be dependent upon CDN $10,000 - $30,000 every year for an under graduate course. Furthermore, on the off chance that you are considering applying to a post graduate course, the expense would be $15,000 - $55,000 every year pretty nearly.

Everyday costs

On a normal, an student spends give or take CDN $10,000–$12,000 every year. Be that as it may, the costs likewise rely on upon the spot where an student sits tight. In the event that an student stays in metropolitan city like Toronto or Vancouver the costs could go up to CDN $15,000 in examination to an student examining in suburbia where the costs would be around CDN $8,000-$10,000 every year.

Wellbeing protection

Protection Policy for global students is compulsory, as students need to stay abroad for a drawn out stretch of time. Before getting a protection strategy verify that it covers restorative costs, individual mischance, dental treatment, study interference, travel permit misfortune and so forth. Protection is essentially cashless so an student does not have to pay cash at the season of hospitalization.

Scholarships

Legitimacy and need-based expense waivers are recompensed to global students. Applicant with solid scholastics, great execution in institutionalized exams and extracurricular accomplishments would be qualified for grant recompenses and budgetary help. To profit by these open doors, one needs to make a point to send all the obliged records by specific due dates. Notwithstanding this, the presentation of the application is likewise critical on the grounds that one is judged by the picture one undertakings.

Reports obliged: The records typically required for a grant application are as take after, despite the fact that the necessities may contrast:

  • Scholarly records and photocopies
  • A late CV
  • A letter of goal, which goes about as a spread page
  • Authentication of dialect capability (TOEFL or IELTS scores)
  • Letters of Reference (LOR)
  • Credits

 

Student qualification criteria: The first thing is to be mindful whether you are qualified to seek the advance or not. The general qualification criteria that are trailed by all the banks are:

You must have an in number scholarly record

You must be looking for admission to an expert, specialized or other course of studies. Most banks keep up that the chose course ought to be occupation arranged.

You probably secured admission to outside University Institutions.

You must be over the age of 18 years or else your folks can benefit the credit.

 

Qualification obviously: You may not get an advance on every course. Here are the sorts of courses that meet all requirements for the training credit:

For Graduation: Job arranged proficient or specialized courses offered by presumed colleges

For Post Graduation: MCA, MBA, MS or even certificates

These courses could be from remote colleges or establishments endorsed by the state and focal government.

Credit sum: If your aggregate expense is Rs 10 lakh, the bank may offer to give an advance of 80% of the sum and you will need to put to be decided 20%. This is known as the edge sum. The greatest credit sum offered by banks for studies abroad is for the most part around Rs 20 lakh.

On the off chance that your educational cost expenses sum is Rs 30 lakh, you'll need to deal with whatever remains of the trusts independent from anyone else. A few banks charge a preparing expense, while others don't. it might be an altered sum or a rate of the aggregate advance sum. So if the bank charges you 1% as handling charge, that will be an extra cost you'll need to cover.

Documentation obliged: You will need to give the acknowledgement letter sent by the University mirroring that you have been chosen for the course and the calendar of expenses. You will likewise need to demonstrate the imprint sheet of the last qualifying examination to demonstrate your scholastic record.

All banks have diverse prerequisite for documentation, so you have to affirm with the bank first.

Reimbursement: Repayment begins strictly when the course period. In the event that the student got utilized inside of one year after fulfillment of the course, the reimbursement ought to begin instantly after the expiry of one month from the date of work.

On the off chance that you don't secure an occupation inside of a year of finishing the course, then reimbursement begins independent of regardless of whether you are utilized. The credit is for the most part to be reimbursed in 5-7 years after initiation of reimbursement. In the event that the student is not ready to finish the course inside of the booked time, expansion of time for culmination obviously may be allowed for a greatest time of two years study overseas education in canada. For the most part, you will get up to a greatest number of 10 years to reimburse the advance.

5. Visa

Conditions

You ought to seek the student visa after you get the school acknowledgement letter. You ought to start with the visa prepare around June, if going for the September consumption. Taking after are the reports expected to apply.

Confirmation of acknowledgement: If you plan to go to any school (essential or auxiliary), school, college or other instructive organization in Canada, the school must finish and send you a letter of acknowledgement. You must incorporate the first letter with your study grant application.

Evidence of money related bolster: You must demonstrate that you can bolster yourself and the relatives who go with you while you are in Canada.

Note: Additional documentation may be needed.

Amid the individual meeting extra records may be asked for by the questioner. These may be archives to demonstrate proof of scholastic or monetary status. These may include:

  • Transcripts, certificates, degrees, or testaments from schools you went to
  • Scores from tests, for example, the TOEFL, SAT, GRE, or GMAT
  • Your purpose to leave from endless supply of the course of study
  • How you will pay all instructive, living and travel costs
  • Process

There are a few stages to seek a visa.

Check the preparing times: The visa application cycle may take anywhere in the range of 3-4 weeks. It is prudent to experience the Canadian office site to know the inexact time taken to handle the student visa. It would be ideal if you take note of that the time demonstrated is not a surety and is only an assessment.

Decide how you will apply. There are two approaches to apply:

  1. Apply online

To apply online you must have entry to a scanner or camera to make electronic duplicates of your records for transferring and have a legitimate charge card for installment. You will even now be obliged to give a finger examine at the provincial Visa Application Center (VAC).

  1. Apply in individual

Download the application pack and read the direction guide. The direction aide contains essential data about study licenses and directions to help you finish your application. Read the aide painstakingly and utilize the report agenda.

Pay the handling expense: Refer to the charge plan for the expense to request a study grant and how to pay. The handling charge is non-refundable in all cases. For biometrics, there will be more than 130 VACs in more than 90 nations and all VACs will be prepared to gather biometric data (fingerprints and photo). Indian students need to contact the neighborhood VFS office to seek the visa.

In the event that your companion/regular law accomplice and/or kids are going with you and you are requisitioning impermanent inhabitant visas, work allows or study licenses for them, then you will need to pay the proper preparing expenses for them.

Present your application and supporting archives - Since you have to give your biometrics, you can't mail in your application. You'll either need to apply online or present your application in individual at a VFS office. In either case, you will need to go to a VAC to give your biometrics.

Therapeutic Exam

The visa application procedure to Canada obliges a necessary restorative test for Indian candidates. Your own specialist can't perform the therapeutic exam. You must see a specialist on the rundown of board doctors, which is given on the authority Canada movement site http://www.cic.gc.ca/. Once your exam has been finished, the doctor will send the outcomes to CIC. You can decide to accomplish the test either before or subsequent to presenting the visa application.

Work license

The qualification criteria to get a Post Study Work Permit are as per the following:

You ought to have sought after a full-time course in Canada.

The length of your course ought to have been over 8 months.

You more likely than not moved on from either an open post-optional organization or a private post-auxiliary foundation or

You ought to seek work allow inside of three months (90 days) in the wake of accepting authority letter saying that you have effectively finished your instruction from the foundation.

You will be given the work allow just on the off chance that you have an student visa.

You can't get a work allow longer than your course span. In the event that your course length of time was eight months, then you will get work license for eight months. In the event that your course span was over two years, then you may get work license for a long time.

Visa for life partner

Life partners can go hand in hand with full time students on a Dependent visa. You just need to demonstrate that sufficient stores are accessible for their backing. Life partners can likewise work full time if his/her stay is for a year or more.

6. Post study options

Placements

Indian students are utilized to the idea of grounds arrangements and on-grounds enrollment for landing positions. There is no understanding of arrangements Canada. Most Canadian colleges have a phone called a Career Services Center, which helps you land positions and helps you plan for meetings if you are studying in Canada. The on-grounds enrollment is constantly determined by student interest. Organizations that select through the college don't offer work straightforwardly. What they offer is an entry level position or community. Organizations like to see your labor for a couple of months before they employ you full time.

Community Education Program

In a Cooperative system, time of study interchanges with work. The Student Co-operation system is a formally organized project where the plan is to enlist students, while still in school, to fill changeless positions upon graduation. Community projects are by and large embraced at universities and colleges. Indian students who wish to take an interest in a community or entry level position program must seek a work allow and additionally a study license.

Qualification criteria: To be qualified for a work license, you must meet the accompanying conditions:

  • You must have a legitimate study visa
  • Your planned occupation must be identified with your system of study in Canada
  • Your occupation must be a piece of your scholastic system, affirmed by a letter from a dependable scholarly authority of the organization.

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Accommodation

Firstly, you need to decide whether you want to live in university managed accommodation, or with a private landlord. Choosing university managed accommodation can also give you a catered or self-catered option. Catered accommodation offers the benefits of your meals being cooked for you and a degree of certainty with meal costs.

If you have an idea about what you prefer, the accommodation office at your university will be able to tell you what accommodation they have available - so that’s the place to start. If you are thinking of renting from a private landlord or if your chosen university can’t offer you anything in its own residential facility, the accommodation office should be able to provide you with a list of private properties and landlords in the area.

Wherever you choose to live, you should make sure that you know your contractual rights and responsibilities. In most cases you will be asked to enter into a tenancy agreement, which you should read thoroughly before you sign it.

Orientation

Orientation week is mandatory for international students so you want to be sure and arrive before it starts. This is the time where you will be introduced to the university and its services, as well as enroll in your classes. It is essential that you read your guidebook, which is provided by the college. The guide explains each part of the admission process.

Activities

Along with sports, colleges offer extra-curricular activities that provide students a wide range of experiences. Music, drama, science and literary societies in colleges offer opportunities for outdoor education and other leisure activities. Visits to theatres and concerts, and to places relevant to the courses of study such as art galleries and museums, religious centres or historical sites, scientific companies and projects are all part of college life.

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Requirements

These vary between study programs and levels. For each course, Indian students will need to meet a minimum English language requirement. Along with that a minimum academic record of 65% and above for humanities stream in class XII, and 70 - 80% and above for Science/Commerce stream in class XII will also be required. Foundations and Diploma programs are available for students who have secured below 60%. The student should have completed 18 years of age before joining a degree program.

It is important to note that these numbers are just for reference purpose, the actual numbers may differ from university to university.

The following documents also need to be submitted -

  • Attested copies of mark sheets of Standard X, XII, and the Bachelors degree (if applicable)
  • At least, two academic reference letters from professors who have taught you most recently
  • If you have work experience then two letters of recommendation from the employer/manager who knows you well and can comment on your professional abilities
  • Statement of Purpose (SOP)
  • Resume
  • Photocopied score reports of GMAT / IELTS / TOEFL
  • Portfolio (in case of Students applying for art and design courses & architecture programs)
  • Others (certificates / achievements at the state and national level and extracurricular activities)
  • Proof of funds
  • Medical Tests

Timeline

Most Canadian colleges accept online applications. You will have to visit each college's website to apply. In most cases, you will have to make an account on the college website to provide your basic information, submit the scanned version of your documents, and pay application fees. You will be informed about the application process and stages through this account.

Please refer to the website of the colleges of your choice to know the process of applying as it may differ from institute to institute.

Application fee: All colleges require that you pay an application fee while applying. The fee amount will differ depending upon the college and course being applied to, so check with individual colleges about their application fee.

Steps: The common steps to applying for admission are as follow -

  • Search for colleges and courses
  • Contact schools and visit websites for information
  • Narrow down your list of schools
  • Take the entrance exams like SAT, GMAT, GRE, TOEFL, IELTS
  • Write SOPs and ask for LORs
  • Apply to the colleges which fit your interests
  • Appear for video interviews of the colleges that shortlisted you
  • If accepted, apply for student visa

SOP: A Statement of Purpose (SOP) is your introduction to the college and admission officers. It is always written in first person and describes the reason for applying to a particular college. It needs to highlight why you are a perfect fit for the college and why the college should accept you. The style of writing could differ from formal to casual, but it is important to remember that it should reflect your personality as well.

Essay: Essays are also required to be submitted by a prospective student. Essays are an important part of the university admissions process. Students may be required to write one or two essays, along with a few optional essays too. Common topics include career aspirations, strengths and weaknesses, skills, experiences, and reasons for considering a particular school.

LOR: A letter of recommendation (LOR) is a reference letter written by a third party describing the qualities, characteristics, and capabilities of the prospective student to recommend him to the college in terms of that individual’s ability to perform a particular task or function. The third party could be a professor, direct manager etc.

Intake seasons

The session starts mainly in September and January but some institutions have intakes in May, July and October as well. The Major intake season for the top courses in Canada is September, while the minor intake season is January, which is meant for a fairly small number of courses.

You should start your admission process around six months before the application deadline. Typically most universities have three deadlines, from October to January. It is up to the convenience of the students, which deadline to aim for. You should be done with your language and aptitude tests by three months before the deadline. The last three months should be dedicated to filling out the application form properly.

It is essential to ensure that the ‘complete application process’ along with appearing for interviews and visa application procedure should be complete by June or July for the September intake.

The main intake season for top colleges and courses is the fall season i.e. September. It depends on what course you are looking to pursue, because many courses don’t have the January intakes.

If you are looking to get admission into vocational courses, then some courses may have admissions open in January and perhaps even May or July.

Language exams

The International English Language Testing System (IELTS), Test of English as a Foreign Language (TOEFL) and Pearson Test of English (PTE) are all standardised language tests, which are required to be taken for the purpose of getting admission into colleges. These follow different formats, structure and result bands. These tests are all different in various ways but many colleges ask for any one of the results. So it's up to the student to decide which exam to appear for.

Repetition of exams: IELTS can be taken unlimited number of times. TOEFL can be retaken as many times as desired, but cannot be taken more than once in a 12-day period. Same holds true for PTE; it can be taken as many times as one wishes to. You must wait to receive your scores before you can book your next test.

Fee: The fee for these exams is Rs 9,300 for IELTS, Rs 10,000 for TOEFL and Rs 9,350 for PTE.

Time to apply: Ideally, if you are aiming at the September intake you should appear for these exams by November, so that you can apply before the 1st deadline. The universities you will be applying to will mention which exam results they will accept. But if they give a choice to go for either of these, then the choice depends on you. The time required to prepare for IELTS/TOEFL/PTE would depend on the existing English language proficiency. You may require 2 to 4 months of preparation before the exam date.

General exams

GMAT - The Graduate Management Aptitude Test is used to measure the abilities of the potential MBA aspirant to undertake higher education in the field of business or management. It measures mathematical, english, and reasoning skills of the student.

GRE - The Graduate Record Examination is another test required to be taken by students applying to graduate schools to pursue MA or MS. Increasingly, many business schools are also accepting GRE scores for the purpose to granting admission for MBA.

LSAT - The Law School Admission Test is a standardised test and is an integral part of the law school admission process. It provides a measure of reading and verbal reasoning skills that law schools can use in assessing applicants.

SAT - The Scholastic Assessment Test measures literacy and writing skills that are needed for academic success in college. This test assesses how well the test takers analyse and solve problems — skills they learnt in school that they will need in college. SAT is typically taken by high school students to get into undergraduate courses.

The university you will be applying to will mention which exam results will be applicable for the course of your choice. But if they give a choice to go for either of these, then the choice depends on you.

Repetition and Fee: You can give GMAT unlimited number of times, subject to five times a year and a gap of 30 days between two tests. You can take these tests with a gap of 30 days from the first time. The cost of GMAT is Rs 16,000, GRE is Rs 12,000 and LSAT is Rs 3,800.
Ideally, if you are aiming at the September intake you should appear for these exams by November, so that you can apply before the 1st deadline. The preparatory duration generally ranges from 4 to 6 months.

Average Scores: The average GMAT score accepted across universities is 540. Average GRE score is 155 for Verbal, 167 for Quantitative and 5.0 for Writing. Average LSAT score accepted across universities is 162.

It is important to note that these numbers are just for reference purpose, the actual scores may differ from university to university.

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The cost of living depends heavily on what part of Canada will you be living in along with how much you will socialise. Some of the basic elements for living as an international student in Canada are:

• Accommodation rent ( on campus or off campus )
• Groceries and food
• Utilities like electricity, water, gas, internet
• Phone bills
• Text and reference books

Other elements which may differ from person to person would be:

• Dinning out
• Travel and Vacation
• Car rent and Car insurance
• Cable TV connection

School expenses

The tuition fee varies according to different universities, courses and the city. The tuition expenses in Canada might be up to CDN $10,000 - $30,000 per year for an under graduate course. And if you are thinking of applying to a post graduate course, the cost would be $15,000 - $55,000 per year approximately.

Living expenses

On an average, a student spends approximately CDN $10,000–$12,000 per year. But the expenses also depend on the place where a student stays. If a student stays in metropolitan city like Toronto or Vancouver the expenses could go up to CDN $15,000 in comparison to a student studying in the suburbs where the expenses would be around CDN $8,000-$10,000 each year.

Health insurance

Insurance Policy for international students is mandatory, as students have to stay abroad for a long period of time. Before getting an insurance policy make sure that it covers medical expenses, personal accident, dental treatment, study interruption, passport loss etc. Insurance is basically cashless so a student does not need to pay money at the time of hospitalisation.

Scholarships

Merit and need-based fee waivers are awarded to international students. Candidate with strong academics, good performance in standardised exams and extracurricular achievements would be eligible for scholarship awards and financial assistance. To benefit from these opportunities, one has to make sure to send all the required documents by particular deadlines. In addition to this, the presentation of the application is also important because one is judged by the image one projects.

Documents required: The documents usually needed for a scholarship application are as follow, although the requirements may differ:

• Academic records and photocopies
• A recent CV
• A letter of intent, which acts as a cover page
• Certificate of language proficiency (TOEFL or IELTS scores)
• Letters of Reference (LOR)

Loans

Student eligibility criteria: The first thing is to be aware whether you are eligible to apply for the loan or not. The general eligibility criteria that are followed by all the banks are:

• You must have a strong academic record
• You must be seeking admission to a professional, technical or other course of studies. Most banks maintain that the selected course should be job oriented.
• You must have secured admission to foreign University Institutions.
• You must be above the age of 18 years or else your parents can avail the loan.

Eligibility of course: You may not get a loan on every course. Here are the kinds of courses that qualify for the education loan:

• For Graduation: Job oriented professional or technical courses offered by reputed universities
• For Post Graduation: MCA, MBA, MS or even diplomas
• These courses could be from foreign universities or institutes approved by the state and central government.

Loan amount: If your total fee is Rs 10 lakh, the bank may offer to give a loan of 80% of the amount and you will have to put in the balance 20%. This is called the margin amount. The maximum loan amount offered by banks for studies abroad is generally around Rs 20 lakh.

If your tuition fees amount is Rs 30 lakh, you’ll have to manage the rest of the funds by yourself. Some banks charge a processing fee, while others don’t. it may be a fixed amount or a percentage of the total loan amount. So if the bank charges you 1% as processing fee, that will be an additional cost you’ll have to cover.

Documentation required: You will have to provide the acceptance letter sent by the University reflecting that you have been selected for the course and the schedule of fees. You will also need to show the mark sheet of the last qualifying examination to show your academic record.

All banks have different requirement for documentation, so you need to confirm with the bank first.

Repayment: Repayment starts only after the course period. If the student got employed within one year after completion of the course, the repayment should start immediately after the expiry of one month from the date of employment.

If you do not secure a job within a year of completing the course, then repayment starts irrespective of whether or not you are employed. The loan is generally to be repaid in 5-7 years after commencement of repayment. If the student is not able to complete the course within the scheduled time, extension of time for completion of course may be permitted for a maximum period of two years. Generally, you will get up to a maximum number of 10 years to repay the loan.

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Conditions

You should apply for the student visa after you get the college acceptance letter. You should begin with the visa process around June, if aiming at the September intake. Following are the documents needed to apply.

  1. Proof of acceptance:If you plan to attend any school (primary or secondary), college, university or other educational institution in Canada, the school must complete and send you a letter of acceptance. You must include the original letter with your study permit application.
  2. Proof of financial support:You must prove that you can support yourself and the family members who accompany you while you are in Canada.

Note: Additional documentation may be required.

During the personal interview additional documents may be requested by the interviewer. These may be documents to prove evidence of academic or financial status. These may include:

• Transcripts, diplomas, degrees, or certificates from schools you attended
• Scores from tests, such as the TOEFL, SAT, GRE, or GMAT
• Your intent to depart from Canada upon completion of the course of study
• How you will pay all educational, living and travel costs

Process

There are several steps to apply for a visa.

Check the processing times: The visa application cycle might take anywhere from 3-4 weeks. It is advisable to go through the Canadian consulate website to know the approximate time taken to process the student visa. Please note that the time shown is not a guarantee and is just an estimate. 

Determine how you will apply. There are two ways to apply:

1. Apply online
To apply online you must have access to a scanner or camera to create electronic copies of your documents for uploading and have a valid credit card for payment. You will still be required to provide a finger scan at the regional Visa Application Centre (VAC).

2. Apply in person
Download the application kit and read the instruction guide. The instruction guide contains important information about study permits and instructions to help you complete your application. Read the guide carefully and use the document checklist.

Pay the processing fee: Refer to the fee schedule for the cost to apply for a study permit and how to pay. The processing fee is non-refundable in all cases. For biometrics, there will be more than 130 VACs in over 90 countries and all VACs will be equipped to collect biometric information (fingerprints and photograph). Indian students need to contact the local VFS office to apply for the visa.

If your spouse/common-law partner and/or children are accompanying you and you are applying for temporary resident visas, work permits or study permits for them, then you will need to pay the appropriate processing fees for them. 

Submit your application and supporting documents - Since you need to give your biometrics, you can’t mail in your application. You’ll either have to apply online or submit your application in person at a VFS office. In either case, you will need to go to a VAC to give your biometrics.

Medical Exam

The visa application process to Canada requires a compulsory medical test for Indian applicants. Your own doctor cannot perform the medical exam. You must see a doctor on the list of panel physicians, which is provided on the official Canada immigration website http://www.cic.gc.ca/. Once your exam has been completed, the physician will send the results to CIC. You can choose to get the test done either before or after submitting the visa application.

Work permit

The eligibility criteria to get a Post Study Work Permit are as follows:

• You should have pursued a full-time course in Canada.
• The length of your course should have been more than 8 months.
• You must have graduated from either a public post-secondary institution or a private post-secondary institution or
• You should apply for work permit within three months (90 days) after receiving official letter saying that you have successfully completed your education from the institute.
• You will be given the work permit only if you have a student visa.
• You cannot get a work permit longer than your course duration. If your course duration was eight months, then you will receive work permit for eight months. If your course duration was more than two years, then you may receive work permit for three years.

Visa for spouse

Spouses can accompany full time students on a Dependent visa. You only need to show that adequate funds are available for their support. Spouses can also work full time if his/her stay is for a year or more.

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Placements

Indian students are used to the concept of campus placements and on-campus recruitment for getting jobs. There is no concept of placements Canada. Most Canadian universities have a cell called a Career Services Center, which helps you get jobs and helps you prepare for interviews. The on-campus recruitment is always driven by student interest. Companies that recruit through the university do not offer a job directly. What they offer is an internship or co-op. Companies like to see your work for a few months before they hire you full time.

Co-Op Education Program

In a Cooperative program, period of study alternates with work. The Student Co-op program is a formally structured program where the intent is to recruit students, while still in school, to fill permanent positions upon graduation. Co-op programs are generally undertaken at colleges and universities. Indian students who wish to participate in a co-op or internship program must apply for a work permit as well as a study permit.

Eligibility criteria: To be eligible for a work permit, you must meet the following conditions:

• You must have a valid study visa
• Your intended employment must be related to your program of study in Canada
• Your employment must be part of your academic program, certified by a letter from a responsible academic official of the institution.

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